Privacy Policy

Privacy policy and data protection

You consent to the processing by Manulife Asset Management of the personal data submitted by you through the website and/or created in the course of the business relationship with Manulife Asset Management, and to the transmission of such personal data to other companies within the Manulife Asset Management and/or Manulife Financial corporate umbrella (by the internet or otherwise) for purposes connected with marketing and customer administration.

Some of our business areas may offer or promote their other financial products and services, or those of our affiliates and select third parties, that we believe may be of interest to you. We will share personal information with our affiliates for these purposes, only if the law permits it. Please note that we do NOT give your personal information, without your consent, to any organization outside of our member companies, for the purpose of that organization marketing their own products or services directly to you.

If you do not wish your information to be used in this way, you should advise Manulife Asset Management in writing.

For further reference on Manulife Financial's policy, please read the "Statement of Corporate Privacy Principles".

Please note that if you telephone Manulife Asset Management, calls may be monitored or recorded to maintain and improve services.


Manulife Asset Management's websites use "cookies" for collecting user information from certain pages of the websites, and in order to improve our service to you. A cookie is a file that is stored on the hard disk of a computer by the web browser on a computer. It contains information sent by the website that a user has visited. Manulife uses cookies in two ways. Firstly it does so to direct users to the correct portion of the website, i.e., to the area most appropriate for their user needs, and/or to the correct language version of their site in the case of sites with multiple languages. Secondly, cookies are used to gain basic information on users such as whether they are unique or regular users. The former type of cookie will expire after the end of the user's session whereas the latter will remain unless they are deleted by the user. Users may choose to refuse cookies or turn them off through their web browser settings, however, this may prevent access to parts of the website.


You acknowledge and confirm that the internet is not a secure medium where privacy can be ensured, and that complete security and confidentiality over the internet is not possible at this time. Your confidential use of the website cannot be guaranteed and you acknowledge that your use of the website (including information you transmit to the website) may be subject to access by, or disclosure to, other persons. Without limiting any other disclaimer herein, Manulife Asset Management shall not be responsible or liable for any harm that you or any other person may suffer in connection with any such breach of confidentiality or security.

User content

You agree that you are solely responsible for your actions, and the content of its transmissions through or posting on the website and that such actions will abide by all applicable local, state, national and international laws and regulations in use of the website. You also agree not to (i) upload or distribute in any way files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer; (ii) interfere or disrupt networks connected to the website; (iii) use any device, software or routine in an attempt to interfere with the proper functioning of the website or any transactions being offered at the website; and (iv) take any action that imposes an unreasonable or disproportionately large load on the website's infrastructure.

Manulife complies with data protection regulations in jurisdictions where we do business.