Use of Social Media by Manulife Asset Management

Manulife AM is using social media to help keep you informed about global markets, economic and market research from company experts, and other topics. This social media page and its content are not intended to be used for account, trading, or service‐related activity or questions. Unless otherwise noted, the content posted to this page is as of the post date, and is subject to change based on market and other conditions. The information concerning financial market trends is based on current market conditions, which will fluctuate and may be superseded by subsequent market events or for other reasons. All overviews and commentary are intended to be general in nature and for current interest. Manulife AM does not provide investment, legal or tax advice and the information expressed is general in nature and should not be considered investment, legal or tax advice. Consult with a legal, investment or tax professional regarding your specific legal, investment or tax situation. Content posted by Manulife AM was prepared solely for informational purposes only. As such, the content published by Manulife AM does not constitute an offer, investment advice or an invitation by or on behalf of Manulife AM to any person to buy or sell any security and is no indication of trading intent in any fund or account managed by Manulife AM. Content published by Manulife AM may not be comprehensive concerning the matters addressed in the content.

Manulife AM does not control, nor is responsible for, content made available by other social media platform users. Manulife AM reserves the right to moderate and remove activity at our discretion. Any non‐Manulife AM URLs or third-party websites mentioned on the social media page are unaffiliated with Manulife AM and do not necessarily represent the views of Manulife AM, its affiliates or its parent company, Manulife. Manulife AM does not prepare nor endorse third-party content and cannot ensure its accuracy. Accordingly, in the event that Manulife AM interacts with the content of another user, references non‐Manulife AM URL's or third-party websites, links to, or shares third‐party content, it should in no way be construed as an endorsement or adoption by Manulife AM of any kind. Manulife AM does not guarantee the accuracy of, nor assume any responsibility for, any such content. Any third-party trademarks and service marks are the property of their respective owners.

Remember that social media platforms are not secure communication channels. When visiting a social media platform or clicking on third-party links, you are subject to the privacy and securitiy policies of the social media platform or third-party site, of which Manulife AM is unaffiliated. When interacting with the Manulife AM social media page, please note that all communications, public or private, are subject to monitoring and retention in accordance with regulatory requirements. Manulife AM does not utilize the social media platform as a channel for customer service. As such, never disclose account or other personal or client information within the social media platform.

Please keep in mind that investing involves risk, including the risk of loss, and you may gain or lose money over time. Manulife AM may post or share content that contains forward-looking statements or information about past performance, though neither represent a guarentee of future events or outcomes.

Manulife Asset Management is the asset management arm of Manulife, a global organization that operates in many different jurisdictions worldwide. Manulife Asset Management’s diversified group of companies and affiliates provide comprehensive asset management solutions for institutional investors, investment funds and individuals in key markets around the world. Manulife Asset Management has investment offices in the United States, Canada, the United Kingdom, Japan, Hong Kong, and throughout Asia. Manulife Asset Management, Manulife and the block design are trademarks of Manulife and are used by it and its affiliates under license.